Like many people you would also want to save money and like others you would be aware of the importance of money saving and how it can change your life. But the problem comes here that you are not able to fulfill what you say and want to achieve a big goal like buying a new house and a car or going to a world tour but you are not able to save till now. If the scenes are like that then in this article I have a solution to your these problems I will tell you about how easily you can save on your living expenditures. Many people think that they are paying the right amount on their living expenditures but they end in a very big debt just to maintain a certain type of life style that they cannot afford. They tend to live much beyond their earnings and end with big debts and a lot depression. So here in this article I will tell you about 6 ideas to save more on your living expenditures so that you could maintain a happy life. There are many ways you can save you should keep your determination strong and always look to save from everything you do, starting from the 1st,
1- Search for the Best
Always search for the best price before shopping. You should make an approach of shopping online because it is quite easier and effective and you can save more through that because there are online tools and websites that will help you to find coupons and discounts online and you will be able to receive cash backs on every item you buy by some of the websites. There are some extension for your browser that work when you are about to check out and they then give you the coupons or discounts from all over the internet. Using these simple techniques you can save a very good amount.
There are online websites on which you can compare the rates of things you are going to buy and they can compare you for anything you want and if you do not find a comparison you can also ask for it! Because of the competition the companies will love you to give the best rate and will provide you the possible offers available. So instead of staying back and getting lazy you should compare the price of your services, your insurance and almost each and everything you buy because these comparison can help you to save a lot of money for your future.
2- Heating/Cooling cost
Getting your house chilled in the summers is not a difficult task while you have an air conditioner in your home but this facility can cost you a big amount every month in your utility bills. You can save on that by doing some simple tricks like you should turn off the air conditioner in the night and open the windows while there is a cool breeze outside and instead of keeping your air conditioner on all the time you should go for the ceiling fan in times where the temperature is much better and you can save up to 10% on you air conditioner bill every month just by increasing 2 Degrees up. So these simple tricks in summers can help you to decrease your utility bills and save you much.
In case of winters when you have to keep your house warmer to survive you can save more on days when it is cold outside but it is not freezing by just turning off the heater and wearing another layer of clothes on you. You will be amazed to know that you can save up to $90 to $100 a month through this simple method. One other important method to save money in this regard is to shift your old thermostat to the new programmable thermostat because that will decrease your utility bills to a very big amount.
So by doing these simple hacks you can save a lot of money in the summers and winters on your cooling and heating bills.
3- Your Services
Keep a very close eye on what you spend on your subscriptions like Cable TV, Mobile phone subscription and the internet. You can save on your these services by checking if there is a provider that is giving all these services that helps you to save more because it becomes easy to pay and having one provider for all services you can achieve discounts on payments and many companies which provide these services offer deals to costumers for taking more services. Hence you can save up to $30 a month by doing this. One thing you should keep in your mind is that you should not subscribe to the service which you do not use often only pay for those services which you will use and in order to avail services in a combination make sure you are saving more than you are paying now. One other thing you can do is that you can cancel you Cable TV subscription and move it to mobile applications of TV channels that are completely free. Thus you will be able to save the whole Cable fee.
4- Keep Track of your Spending
In order to know that if you are doing well on your budget you need to know that where are you spending your money. You need to keep track of your spending on regular basis in order to achieve your budget because through this you will be able to save the amount as you listed in your budget. You should keep track of where you are spending your money in order to check if you are spending more on grocery or are you wasting your money in buying useless stuff and by skipping that you could save that money and use it in a much better way. There are many online tools and features of websites that helps you to track your spending and gives you free advice on where to cut off and where to spend that saving. Tools like personal Capital can help you to keep a track of your spending on regular basis and it is a very effective one.
5- Entertainment Budget
It is the time to examine your entertainment budget, how much do you spend on entertainment?
Many of the people spend hundreds of dollars monthly on their entertainment budget, if you are one of those then you should check your entertainment list, you should replace ideas of entertainment that cost less with the ideas or ways that cost more. For example you could skip movies and can watch it on your own movie theater in your home with your friends and after that you could eat at home. So in these type of situation you can save more and instead of going to a vacation you should try to entertain yourself in a way which is cheaper. Thus the idea is to entertain yourself as cheaper as you can!
6- Stay at your Home
Staying at your home in your free time and holidays is a very effective money saving method. You should be thinking how? The answer to your question is that when you will skip to go to a movie outside you will save. When you will skip going out with your friends on a party or to a bar for drinking and try to stay at home then you will also save a lot. To do this you need a good motivation and saving goals. Although this is quite difficult but when you want to achieve your saving goals then you have to do it and motivate yourself on daily basis in order to keep yourself focused.
So these were the 6 quick and easy money saving methods to save on your living expenditures. By applying these methods you will be able to save a lot of cash and the chance to get in debt will also be eliminated that means you can afford a lifestyle you want easily. Do comment in the comment section below and also share your experience of saving money on your living expenditures through these easy methods. We will be waiting to hear from you.
Have a good Day!